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News articleNasdaq· December 6, 2025
Is It Better to Collect Social Security at 62, 67, or 70? A Broad-Based Statistical Analysis Provides a Decisive Answer.
View original at nasdaq.comIs It Better to Collect Social Security at 62, 67, or 70? A Broad-Based Statistical Analysis Provides a Decisive Answer. Key Points The Social Security Administration uses four straightforward variables to calculate your monthly Social Security benefit…
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One easy trick could pay you as much as $23,760 more each year in Social Security benefits
80% confidenceRetired workers could see their payouts reduced by up to 23% in 2033
80% confidence80% to 90% of Social Security beneficiaries need their payout in some capacity to make ends meet
80% confidence57% of the 20,000 claims studied would have been optimal at age 70
80% confidenceAround 10% of claims at age 67 would have been optimal
80% confidenceOnly 4% of the 20,000 retired-worker claims analyzed were optimal
80% confidence79% of the 20,000 retired-worker claims examined had an initial collection age ranging from 62 through 64, but only 8% of optimal claims occurred at these three claiming ages combined
80% confidence
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