The Many Reasons to Roth
View original at nasdaq.comThe Many Reasons to Roth In this podcast, Motley Fool retirement experts Robert Brokamp and Dan Caplinger discuss five reasons why you might want to go with the Roth…
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The ratio of household wealth to income is at an all time high
80% confidenceThe years before required minimum distributions kick in, but after you have decided to retire, sometimes that's the best time to consider a Roth conversion
80% confidenceA reasonable default option for retirement plan is living to age 95, since there's a 20-25% chance that one member of a 65-year-old couple will live to their mid 90s
80% confidenceWhen you have money in a traditional account, you basically have a co-owner of the account, the co-owner being Uncle Sam
80% confidenceFor a lot of folks, including a lot of Motley Fool members, those later tax rates can be higher than what you're paying now, especially if you're early in your career not paying much in taxes yet
80% confidenceHousehold net worth is now more than eight times after tax income compared with an average of 5.5 times after tax income in the decades between World War II and the great financial crisis of 2008
80% confidenceThe top 10% own 87% of all equities and mutual funds
80% confidenceLittle by little, sometimes is the best way to get these things done with Roth conversions
80% confidence
