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Source document· March 3, 2026

Grupo Supervielle outlines 25%-30% loan growth target for 2026 as margins recover and capital strengthens

View original at seekingalpha.com
Grupo Supervielle outlines 25%-30% loan growth target for 2026 as margins recover and capital strengthens Earnings Call Insights: Grupo Supervielle S.A…
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  • Client net financial income increased 21% sequentially, driven by lower funding costs combined with higher loan volumes and yields

    80% confidence
  • NIM expected to be between 14% and 16% in 2026

    80% confidence
  • Cost of risk projected between 6% and 6.5% for 2026

    80% confidence
  • NPL ratio expected to range between 5% and 6% for 2026, temporarily peaking in Q1 2026

    80% confidence
  • We can expect sequential improvements throughout 2026...our ROE basically to move into double digits by the end of 2026

    80% confidence
  • We reported an attributable net loss of nearly CLP 20 billion in the fourth quarter, improving materially from the CLP 55 billion loss in the prior quarter. November marked a turning point with declining rates supporting better margins towards year-end.

    80% confidence
  • Year-end CET1 ratio projected between 11% and 13% for 2026

    80% confidence
  • We believe Supervielle is well positioned to participate in that expansion

    80% confidence
  • Real loan growth expected at 25% to 30% in 2026, led by corporate lending

    80% confidence
  • The capital level will be set by reinvestment of utilities for profit and the loan growth that we now foresee between 25% and 30% in real terms for the year

    80% confidence
  • Total loans grew 8% sequentially and 37% year-over-year, driven by corporates now representing 63% of the portfolio

    80% confidence
  • Net fee income expected to grow about 5% in real terms for 2026

    80% confidence
  • More than 70% of transactions are digital, reinforcing both engagement and operating efficiency

    80% confidence
  • No dividends will be paid in 2026 due to the 2025 loss

    80% confidence
  • In the fourth quarter, we delivered results within our guidance range and positioned the balance sheet for industry recovery. The period was marked by elevated system-wide credit stress, which we were not immune to. However, in several key areas, we outperformed the industry.

    80% confidence
  • Margin recovery and strict cost control despite elevated cost of risk led to improved loss

    80% confidence
Grupo Supervielle outlines 25%-30% loan growth target for 2026 as margins recover and capital strengthens — Source | Via News | ViaNews Market